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Regulations & Compliance
Official regulations, NBU requirements, and compliance guidelines for QR payments
NBU QR Code Standard Evolution: Version 002 vs 003 Comparison
Comprehensive analysis of changes in NBU Resolution No. 97: instant payments, ISO 20022 integration, field locking, and enhanced features in QR code version 003
QR Code Payments in Ukraine: NBU Standards and Practical Applications
Complete guide to Ukraine's unified QR payment standards from NBU Resolution No. 97, instant payments via SEP-4.1, and fiscal registration requirements for IBAN transfers.
QR Code Payments and Fiscal Registration: When РРО is Required and When It Isn't
Comprehensive guide to РРО requirements for QR payments in Ukraine. IBAN-based QR codes don't require fiscal registration, while acquiring payments face 150% penalties.
Instant Payments in Ukraine
Comprehensive guide to instant payments in Ukraine: SEP 4.1 system, QR code integration, business benefits, and how to accept real-time IBAN transfers 24/7
New NBU QR Code Rules for Instant Transfers: What Businesses Need to Know
Starting November 1, 2025, Ukraine implemented new NBU QR code regulations for instant payments. Learn about standardized QR codes, merchant integration options, and how these changes benefit businesses accepting cashless payments.
QR Code Payments: Official Tax Service Clarification on Fiscal Registration
Official clarification from Ukraine's State Tax Service: businesses are NOT required to use RRO/PRRO when accepting QR payments with IBAN details. Learn how to legally accept cashless payments without fiscal registration.